Buyer’s Remorse is Real! Buying a home is a grueling ordeal! There is no other way to explain it. Yet, every year, hundreds of thousands of first-term home buyers enter the market and with a long-term perspective, they are usually well rewarded with both a home and a very good long-term investment. We investigate what you will encounter as you begin this journey. We will also discuss the effects of the 2000’s housing bubble and disastrous aftermath. We end our discussion with learning how to calculate the principal and interest payments for fixed-rate mortgages and see that mortgage interest rates are the lowest they have been in decades.